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	<title>Living In Financial Excellence &#187; Saving Money</title>
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	<link>http://financialexcellence.net</link>
	<description>Normal is Broke and in Debt. Choose to be WEIRD. Be DEBT FREE!</description>
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	<itunes:summary>Embracing Debt Free Living and Building Wealth the old fashioned way - by working hard and saving money! Tips and Tools for L.I.F.E. - Living In Financial Excellence</itunes:summary>
	<itunes:author>Matt Wegner</itunes:author>
	<itunes:explicit>clean</itunes:explicit>
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	<itunes:owner>
		<itunes:name>Matt Wegner</itunes:name>
		<itunes:email>matt@mattwegnercoaching.com</itunes:email>
	</itunes:owner>
	<managingEditor>matt@mattwegnercoaching.com (Matt Wegner)</managingEditor>
	<copyright>Copyright &#xA9;  2011 Financial Excellence, all rights reserved</copyright>
	<itunes:subtitle>Where L.I.F.E. and Money Come Together</itunes:subtitle>
	<itunes:keywords>money, financial freedom, career, small business, investing, budget, debt, free, credit, budgeting, business, finance</itunes:keywords>
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	<itunes:category text="Business" />
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	<itunes:category text="Kids &amp; Family" />
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		<rawvoice:location>Financial Excellence Studios, Sheboygan, WI</rawvoice:location>
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		<item>
		<title>Hidden Treasures: An Easier Way to Restore Used Furniture</title>
		<link>http://financialexcellence.net/hidden-treasures/</link>
		<comments>http://financialexcellence.net/hidden-treasures/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 10:02:10 +0000</pubDate>
		<dc:creator>Miss Too Darn Happy</dc:creator>
				<category><![CDATA[Frugal Tips]]></category>
		<category><![CDATA[buying used]]></category>
		<category><![CDATA[garage sales]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[yard sales]]></category>

		<guid isPermaLink="false">http://financialexcellence.net/?p=44487</guid>
		<description><![CDATA[You&#8217;ve been there. You&#8217;ve felt the excitement. You are at a yard sale, an auction, or yes-even stopped by the side of the road to peruse a &#8220;free&#8221; pile-and you spot that amazing piece of furniture hiding under several coats &#8230; <a class="more-link" href="http://financialexcellence.net/hidden-treasures/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/hidden-treasures/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://financialexcellence.net/hidden-treasures/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
	You&#8217;ve been there. You&#8217;ve felt the excitement. You are at a yard sale, an auction, or yes-even stopped by the side of the road to peruse a &#8220;free&#8221; pile-and you spot that amazing piece of furniture hiding under several coats &#8230; <a class="more-link" href="http://financialexcellence.net/hidden-treasures/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/hidden-treasures/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>
	</item>
		<item>
		<title>Why I Won&#8217;t DIY Again: Behind the Scenes</title>
		<link>http://financialexcellence.net/why-i-wont-diy-again-behind-the-scenes/</link>
		<comments>http://financialexcellence.net/why-i-wont-diy-again-behind-the-scenes/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 02:53:03 +0000</pubDate>
		<dc:creator>Matt Wegner</dc:creator>
				<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[auto repair]]></category>
		<category><![CDATA[car repair]]></category>
		<category><![CDATA[diy]]></category>

		<guid isPermaLink="false">http://financialexcellence.net/?p=44411</guid>
		<description><![CDATA[So last week in Episode 092 of the Living in Financial Excellence podcast, I shared the story of my DIY project gone bad. The lesson learned is that when you factor in opportunity cost, it&#8217;s often less expensive to pay &#8230; <a class="more-link" href="http://financialexcellence.net/why-i-wont-diy-again-behind-the-scenes/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/why-i-wont-diy-again-behind-the-scenes/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://financialexcellence.net/why-i-wont-diy-again-behind-the-scenes/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
	So last week in Episode 092 of the Living in Financial Excellence podcast, I shared the story of my DIY project gone bad. The lesson learned is that when you factor in opportunity cost, it&#8217;s often less expensive to pay &#8230; <a class="more-link" href="http://financialexcellence.net/why-i-wont-diy-again-behind-the-scenes/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/why-i-wont-diy-again-behind-the-scenes/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>
	</item>
		<item>
		<title>Shopping Around to Save Money</title>
		<link>http://financialexcellence.net/shopping-around-to-save-money/</link>
		<comments>http://financialexcellence.net/shopping-around-to-save-money/#comments</comments>
		<pubDate>Tue, 22 Nov 2011 10:51:48 +0000</pubDate>
		<dc:creator>Matt Wegner</dc:creator>
				<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[best insurance rates]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[grocery shopping]]></category>
		<category><![CDATA[home improvement]]></category>

		<guid isPermaLink="false">http://financialexcellence.net/?p=44094</guid>
		<description><![CDATA[A little time can save a lot of money If you&#8217;re a non-shopper like me, the last thing you want to do is spend lots of time browsing stores or looking through ad circulars to find the best price. I &#8230; <a class="more-link" href="http://financialexcellence.net/shopping-around-to-save-money/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/shopping-around-to-save-money/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://financialexcellence.net/shopping-around-to-save-money/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
	A little time can save a lot of money If you&#8217;re a non-shopper like me, the last thing you want to do is spend lots of time browsing stores or looking through ad circulars to find the best price. I &#8230; <a class="more-link" href="http://financialexcellence.net/shopping-around-to-save-money/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/shopping-around-to-save-money/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>
	</item>
		<item>
		<title>Money Saving Tip:  Make your own reservations&#8230;</title>
		<link>http://financialexcellence.net/money-saving-tip-make-your-own-reservations/</link>
		<comments>http://financialexcellence.net/money-saving-tip-make-your-own-reservations/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 09:00:52 +0000</pubDate>
		<dc:creator>Janelle Wegner</dc:creator>
				<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[airline discounts]]></category>
		<category><![CDATA[airline reservations]]></category>
		<category><![CDATA[airline specials]]></category>
		<category><![CDATA[airlines]]></category>
		<category><![CDATA[book airline online]]></category>
		<category><![CDATA[book hotel online]]></category>
		<category><![CDATA[discounts]]></category>
		<category><![CDATA[Financial Excellence]]></category>
		<category><![CDATA[hotel discounts]]></category>
		<category><![CDATA[hotel reservations]]></category>
		<category><![CDATA[hotel specials]]></category>
		<category><![CDATA[hotels]]></category>
		<category><![CDATA[money saving tip]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[reservations]]></category>
		<category><![CDATA[specials]]></category>

		<guid isPermaLink="false">http://financialexcellence.net/?p=43590</guid>
		<description><![CDATA[This week’s money saving tip: Make your own reservations instead of using a travel agent.  Many hotels and airlines offer discounts and specials for booking online. Find more money saving tips at financialexcellence.net. Related PostsMoney Saving Tip: Bring your own &#8230; <a class="more-link" href="http://financialexcellence.net/money-saving-tip-make-your-own-reservations/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/money-saving-tip-make-your-own-reservations/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://financialexcellence.net/money-saving-tip-make-your-own-reservations/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
	This week’s money saving tip: Make your own reservations instead of using a travel agent.  Many hotels and airlines offer discounts and specials for booking online. Find more money saving tips at financialexcellence.net. Related PostsMoney Saving Tip: Bring your own &#8230; <a class="more-link" href="http://financialexcellence.net/money-saving-tip-make-your-own-reservations/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/money-saving-tip-make-your-own-reservations/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>
	</item>
		<item>
		<title>Money Saving Tip:  Bring your own stroller&#8230;</title>
		<link>http://financialexcellence.net/money-saving-tip-bring-your-own-stroller/</link>
		<comments>http://financialexcellence.net/money-saving-tip-bring-your-own-stroller/#comments</comments>
		<pubDate>Fri, 29 Jul 2011 09:00:21 +0000</pubDate>
		<dc:creator>Janelle Wegner</dc:creator>
				<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[charge]]></category>
		<category><![CDATA[Financial Excellence]]></category>
		<category><![CDATA[money saving tip]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[vacation]]></category>
		<category><![CDATA[vacation savings]]></category>

		<guid isPermaLink="false">http://financialexcellence.net/?p=43470</guid>
		<description><![CDATA[This week’s money saving tip: Bring your own stroller on vacation.  Most attractions charge you to use their stroller. Find more money saving tips at financialexcellence.net. Related PostsMoney Saving Tip: Take advantage of coupons... Fri 22 Jul 2011Money Saving Tip: &#8230; <a class="more-link" href="http://financialexcellence.net/money-saving-tip-bring-your-own-stroller/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/money-saving-tip-bring-your-own-stroller/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
	This week’s money saving tip: Bring your own stroller on vacation.  Most attractions charge you to use their stroller. Find more money saving tips at financialexcellence.net. Related PostsMoney Saving Tip: Take advantage of coupons... Fri 22 Jul 2011Money Saving Tip: &#8230; <a class="more-link" href="http://financialexcellence.net/money-saving-tip-bring-your-own-stroller/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/money-saving-tip-bring-your-own-stroller/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>
	</item>
		<item>
		<title>Money Saving Tip:  Take advantage of coupons&#8230;</title>
		<link>http://financialexcellence.net/money-saving-tip-take-advantage-of-coupons/</link>
		<comments>http://financialexcellence.net/money-saving-tip-take-advantage-of-coupons/#comments</comments>
		<pubDate>Fri, 22 Jul 2011 09:00:05 +0000</pubDate>
		<dc:creator>Janelle Wegner</dc:creator>
				<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[coupon]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[coupons for vacation]]></category>
		<category><![CDATA[Financial Excellence]]></category>
		<category><![CDATA[money saving]]></category>
		<category><![CDATA[money saving tip]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[vacation]]></category>
		<category><![CDATA[vacation savings]]></category>

		<guid isPermaLink="false">http://financialexcellence.net/?p=43343</guid>
		<description><![CDATA[This week’s money saving tip: Take advantage of coupons while on vacation.  Whether it is for lodging, food, or attractions coupons save you money!  Coupons can be found online, newspapers, motels, etc. Find more money saving tips at financialexcellence.net. Related &#8230; <a class="more-link" href="http://financialexcellence.net/money-saving-tip-take-advantage-of-coupons/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/money-saving-tip-take-advantage-of-coupons/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://financialexcellence.net/money-saving-tip-take-advantage-of-coupons/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	This week’s money saving tip: Take advantage of coupons while on vacation.  Whether it is for lodging, food, or attractions coupons save you money!  Coupons can be found online, newspapers, motels, etc. Find more money saving tips at financialexcellence.net. Related &#8230; <a class="more-link" href="http://financialexcellence.net/money-saving-tip-take-advantage-of-coupons/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/money-saving-tip-take-advantage-of-coupons/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>
	</item>
		<item>
		<title>Money Saving Tip: Pack your own food&#8230;</title>
		<link>http://financialexcellence.net/money-saving-tip-pack-your-own-food/</link>
		<comments>http://financialexcellence.net/money-saving-tip-pack-your-own-food/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 09:00:17 +0000</pubDate>
		<dc:creator>Janelle Wegner</dc:creator>
				<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[costly]]></category>
		<category><![CDATA[Financial Excellence]]></category>
		<category><![CDATA[food and drink]]></category>
		<category><![CDATA[money saving tip]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[traveling]]></category>

		<guid isPermaLink="false">http://financialexcellence.net/?p=43176</guid>
		<description><![CDATA[This week’s money saving tip: Pack your own food and drinks while traveling.  It&#8217;s very costly to buy these things at a gas station. Find more money saving tips at financialexcellence.net. Related PostsMoney Saving Tip: Make your own reservations... Fri &#8230; <a class="more-link" href="http://financialexcellence.net/money-saving-tip-pack-your-own-food/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/money-saving-tip-pack-your-own-food/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://financialexcellence.net/money-saving-tip-pack-your-own-food/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	This week’s money saving tip: Pack your own food and drinks while traveling.  It&#8217;s very costly to buy these things at a gas station. Find more money saving tips at financialexcellence.net. Related PostsMoney Saving Tip: Make your own reservations... Fri &#8230; <a class="more-link" href="http://financialexcellence.net/money-saving-tip-pack-your-own-food/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/money-saving-tip-pack-your-own-food/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>
	</item>
		<item>
		<title>Money Saving Tip: Change your furnace filter&#8230;</title>
		<link>http://financialexcellence.net/money-saving-tip-change-your-furnace-filter/</link>
		<comments>http://financialexcellence.net/money-saving-tip-change-your-furnace-filter/#comments</comments>
		<pubDate>Fri, 08 Jul 2011 09:00:47 +0000</pubDate>
		<dc:creator>Janelle Wegner</dc:creator>
				<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[air conditioner]]></category>
		<category><![CDATA[change furnace filter]]></category>
		<category><![CDATA[Financial Excellence]]></category>
		<category><![CDATA[furnac filter]]></category>
		<category><![CDATA[money saving tip]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[save on energy bills]]></category>
		<category><![CDATA[summer]]></category>

		<guid isPermaLink="false">http://financialexcellence.net/?p=43165</guid>
		<description><![CDATA[This week’s money saving tip: Change the furnace filter once a month to save on energy.  Although the furnace doesn&#8217;t run in the summer, the air conditioner uses the same filter. Find more money saving tips at financialexcellence.net. Related PostsMoney &#8230; <a class="more-link" href="http://financialexcellence.net/money-saving-tip-change-your-furnace-filter/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/money-saving-tip-change-your-furnace-filter/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://financialexcellence.net/money-saving-tip-change-your-furnace-filter/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	This week’s money saving tip: Change the furnace filter once a month to save on energy.  Although the furnace doesn&#8217;t run in the summer, the air conditioner uses the same filter. Find more money saving tips at financialexcellence.net. Related PostsMoney &#8230; <a class="more-link" href="http://financialexcellence.net/money-saving-tip-change-your-furnace-filter/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/money-saving-tip-change-your-furnace-filter/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>
	</item>
		<item>
		<title>My Lawnmower Broke and I&#8217;m Not Going to Fix it</title>
		<link>http://financialexcellence.net/my-lawnmower-broke-and-im-not-going-to-fix-it/</link>
		<comments>http://financialexcellence.net/my-lawnmower-broke-and-im-not-going-to-fix-it/#comments</comments>
		<pubDate>Sat, 02 Jul 2011 13:22:01 +0000</pubDate>
		<dc:creator>Matt Wegner</dc:creator>
				<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[balanced life]]></category>
		<category><![CDATA[DIY repairs]]></category>
		<category><![CDATA[physical fitness]]></category>
		<category><![CDATA[repair vs. replace]]></category>

		<guid isPermaLink="false">http://financialexcellence.net/?p=43105</guid>
		<description><![CDATA[About six years ago my lawnmower refused to start. I thought I would attempt repairing it myself to save a little money. I also thought I knew what I was doing. This was one of life&#8217;s hard lessons that taught &#8230; <a class="more-link" href="http://financialexcellence.net/my-lawnmower-broke-and-im-not-going-to-fix-it/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/my-lawnmower-broke-and-im-not-going-to-fix-it/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://financialexcellence.net/my-lawnmower-broke-and-im-not-going-to-fix-it/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
	About six years ago my lawnmower refused to start. I thought I would attempt repairing it myself to save a little money. I also thought I knew what I was doing. This was one of life&#8217;s hard lessons that taught &#8230; <a class="more-link" href="http://financialexcellence.net/my-lawnmower-broke-and-im-not-going-to-fix-it/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/my-lawnmower-broke-and-im-not-going-to-fix-it/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>
	</item>
		<item>
		<title>Money Saving Tip: Instead of buying wrapping&#8230;</title>
		<link>http://financialexcellence.net/money-saving-tip-instead-of-buying-wrapping/</link>
		<comments>http://financialexcellence.net/money-saving-tip-instead-of-buying-wrapping/#comments</comments>
		<pubDate>Fri, 01 Jul 2011 09:00:57 +0000</pubDate>
		<dc:creator>Janelle Wegner</dc:creator>
				<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[craft paper]]></category>
		<category><![CDATA[decorate paper]]></category>
		<category><![CDATA[Financial Excellence]]></category>
		<category><![CDATA[inexpensive]]></category>
		<category><![CDATA[money saving tip]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[wrapping paper]]></category>

		<guid isPermaLink="false">http://financialexcellence.net/?p=42964</guid>
		<description><![CDATA[This week’s money saving tip: Instead of buying wrapping paper, have your kids decorate construction or craft paper with stamps, stickers or colors.  This is not only inexpensive but very personal. Find more money saving tips at financialexcellence.net. Related PostsMoney &#8230; <a class="more-link" href="http://financialexcellence.net/money-saving-tip-instead-of-buying-wrapping/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/money-saving-tip-instead-of-buying-wrapping/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>4</slash:comments>
	This week’s money saving tip: Instead of buying wrapping paper, have your kids decorate construction or craft paper with stamps, stickers or colors.  This is not only inexpensive but very personal. Find more money saving tips at financialexcellence.net. Related PostsMoney &#8230; <a class="more-link" href="http://financialexcellence.net/money-saving-tip-instead-of-buying-wrapping/" onclick="pageTracker._trackPageview('/outgoing/financialexcellence.net/money-saving-tip-instead-of-buying-wrapping/?referer=');">Continue reading <span class="meta-nav">&#8594;</span></a>
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