http://financialexcellence.net Normal is Broke and in Debt. Choose to be WEIRD. Be DEBT FREE! Sun, 05 Feb 2012 03:54:57 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 http://feeds.feedburner.com/financialexcellence/XEgm Embracing Debt Free Living and Building Wealth the old fashioned way - by working hard and saving money! Tips and Tools for L.I.F.E. - Living In Financial Excellence Matt Wegner clean Matt Wegner matt@mattwegnercoaching.com matt@mattwegnercoaching.com (Matt Wegner) Copyright © 2011 Financial Excellence, all rights reserved Where L.I.F.E. and Money Come Together money, financial freedom, career, small business, investing, budget, debt, free, credit, budgeting, business, finance http://financialexcellence.net/wp-content/uploads/powerpress/Podcast_Cover_Art-217.jpg http://financialexcellence.net TV-G Financial Excellence Studios, Sheboygan, WI Weekly http://financialexcellence.net/can-you-live-debt-free-and-still-have-credit-cards/ http://financialexcellence.net/can-you-live-debt-free-and-still-have-credit-cards/#comments Fri, 27 Jan 2012 06:03:24 +0000 Matt Wegner http://financialexcellence.net/?p=44384 Continue reading →]]> http://financialexcellence.net/can-you-live-debt-free-and-still-have-credit-cards/feed/ 20 The debate on credit cards vs. all cash lifestyle Lately it seems like I end up in a lot of conversations about the use of credit cards and whether or not you should use them. In one corner, you have … Continue reading → http://financialexcellence.net/did-you-know-in-1958-bank-of/ http://financialexcellence.net/did-you-know-in-1958-bank-of/#comments Mon, 01 Aug 2011 13:01:24 +0000 Janelle Wegner http://financialexcellence.net/?p=43495 Continue reading →]]> http://financialexcellence.net/did-you-know-in-1958-bank-of/feed/ 2 In 1958, Bank of America launched the first general purpose credit card by mailing 60,000 real BankAmericard credit cards to the good folks in Fresno, California. That unsolicited credit card “drop” was the brainchild of bank employee Joseph P. Williams. … Continue reading → http://financialexcellence.net/did-you-know-today-americans-have-an/ http://financialexcellence.net/did-you-know-today-americans-have-an/#comments Mon, 18 Jul 2011 15:04:40 +0000 Janelle Wegner http://financialexcellence.net/?p=43333 Continue reading →]]> http://financialexcellence.net/did-you-know-today-americans-have-an/feed/ 1 Today, Americans have an astounding 609.8 million credit cards in their wallets. If all those cards were stacked up, they would create a tower 288 miles high. Find more fun facts and statistics about money at financialexcellence.net. Related PostsDid you … Continue reading → http://financialexcellence.net/no-credit-cards-for-june-almost-done/ http://financialexcellence.net/no-credit-cards-for-june-almost-done/#comments Mon, 27 Jun 2011 19:15:09 +0000 Matt Wegner http://financialexcellence.net/?p=43018 Continue reading →]]> http://financialexcellence.net/no-credit-cards-for-june-almost-done/feed/ 0 We’re almost done with June and our No Credit Card Challenge! Have you made it so far this month without using your credit card? We hope so. Keep up the motivation and hard work. By the end of this challenge, … Continue reading → http://financialexcellence.net/065-financial-excellence-4-steps-to-living-without-credit-cards/ http://financialexcellence.net/065-financial-excellence-4-steps-to-living-without-credit-cards/#comments Tue, 21 Jun 2011 17:10:31 +0000 Matt Wegner http://financialexcellence.net/?p=42865 Continue reading →]]> http://financialexcellence.net/065-financial-excellence-4-steps-to-living-without-credit-cards/feed/ 1 credit,credit cards,debt,financial coaching Episode 65: (Live Show) Four Simple Steps to Living Without Credit Cards & When you Should Become a Financial Coach, June 21, 2011. Our lead financial coach Kevin Suddick filled in for Janelle again today as we finished his story about how and why he ... Episode 65: (Live Show) Four Simple Steps to Living Without Credit Cards & When you Should Become a Financial Coach, June 21, 2011. Our lead financial coach Kevin Suddick filled in for Janelle again today as we finished his story about how and why he became a financial coach. We then brought on financial coach Steve Stewart with Money Plan SOS to discuss how to wean yourself off of using credit cards slowly. Oh, and thanks to everyone in the live chat during the show. You made it a lot of fun! Living In Financial Excellence airs LIVE every Tuesday at 10 a.m. CST. You can watch live and join the chat at financialexcellence.net/live-show Show notes: Kevin didn't become a financial coach to make money and pay off debt. he became a coach because he was debt free except his house, and he wanted others to feel that sense of success. Kevin trained with Dave Ramsey's staff in Brentwood, TN. That's the same training I went through in 2007. It's important to me that our team members give consistent advice to our clients. I like to quit credit cards cold turkey and cut them up, but my friend Steve Stewart has a different approach. His approach is four simple steps, and it's a more gradual approach to living with out the credit cards. It's a great approach for you if you're reluctant to take the plunge and cut up the cards. Here's what Steve recommends. You'll have to listen in to see how and why these steps are so effective for living debt free. Step 1: Remove the cards from your wallet or purse. Step 2: Delete your credit card numbers from online accounts. Step 3: Call the credit card companies and close the accounts. Step 4: Cut up the credit cards. This process takes several weeks or months to complete and there are things you need to substitute for your credit cards for every step. Listen in to learn how to complete this process with confidence. You can influence what we talk about in future shows. Simply fill out this three-minute survey. Like what you hear? Visit the iTunes store and leave a review or leave a comment below. Or call our listener feedback line and leave a voice message that we can share on the air. As always, we appreciate your feedback!     Matt Wegner clean 44:42 Join the forum discussion on this postEpisode 65: (Live Show) Four Simple Steps to Living Without Credit Cards & When you Should Become a Financial Coach, June 21, 2011. Our lead financial coach Kevin Suddick filled in for Janelle again … Continue reading → http://financialexcellence.net/using-debt-as-a-tool-or-playing-with-fire/ http://financialexcellence.net/using-debt-as-a-tool-or-playing-with-fire/#comments Mon, 13 Jun 2011 15:38:38 +0000 Matt Wegner http://financialexcellence.net/?p=42705 Continue reading →]]> http://financialexcellence.net/using-debt-as-a-tool-or-playing-with-fire/feed/ 5 Using Debt as a Tool is Like Playing with Fire. When we lived in Oklahoma, our neighbors’ house had a fire and nearly burned to the ground. The cause of the fire wasn’t faulty wiring or anything mechanical. Our neighbors’ … Continue reading → http://financialexcellence.net/057-financial-excellence-real-life-financial-coaching-case-study/ http://financialexcellence.net/057-financial-excellence-real-life-financial-coaching-case-study/#comments Wed, 27 Apr 2011 10:37:08 +0000 Matt Wegner http://financialexcellence.net/?p=40502 Continue reading →]]> http://financialexcellence.net/057-financial-excellence-real-life-financial-coaching-case-study/feed/ 1 business,credit cards,debt,payroll,taxes Episode 57: Real Life Financial Case Study with Financial Coach Steve Stewart, April 27, 2011. This week (as we promised several weeks ago) we are airing our guest appearance on the Money Plan SOS podcast with fellow coach Steve Stewart. Show notes: Episode 57: Real Life Financial Case Study with Financial Coach Steve Stewart, April 27, 2011. This week (as we promised several weeks ago) we are airing our guest appearance on the Money Plan SOS podcast with fellow coach Steve Stewart. Show notes: We discuss a real couple's financial situation. They have a construction-related business with a lot of debt from the business and a lot of personal debt as well. Steve tuned into how the spouse feels during times of financial stress. We sometimes get carried away talking about what to do and we sometimes forget to think about how it feels to be in these situations. When you're self employed, you have to make sure the business is profitable and set aside money for taxes. If you don't, it WILL catch up with you like it did for this couple. You can influence what we talk about in future shows. Simply fill out this three-minute survey. Like what you hear? Visit the iTunes store and leave a review or leave a comment below. Or call our listener feedback line and leave a voice message that we can share on the air. As always, we appreciate your feedback!     Matt Wegner clean 45:58 Join the forum discussion on this postEpisode 57: Real Life Financial Case Study with Financial Coach Steve Stewart, April 27, 2011. This week (as we promised several weeks ago) we are airing our guest appearance on the Money Plan SOS … Continue reading → http://financialexcellence.net/you-gotta-do-what-you-gotta-do/ http://financialexcellence.net/you-gotta-do-what-you-gotta-do/#comments Fri, 18 Feb 2011 08:42:06 +0000 Jeff Kosola http://deliverawaydebt.com/?p=3167 Continue reading →]]> http://financialexcellence.net/you-gotta-do-what-you-gotta-do/feed/ 0  I recently wrote a post about how I felt about the phrase “in today’s economy”. Well, Mr Credit Card read that post and decided to chime in with his thoughts about the fact that you gotta do what you gotta do based on your circumstances. He will take a break from talking about Visa credit [...] Continue reading → http://financialexcellence.net/friday-frugal-tips-%e2%80%93-don%e2%80%99t-get-nickel-and-dimed/ http://financialexcellence.net/friday-frugal-tips-%e2%80%93-don%e2%80%99t-get-nickel-and-dimed/#comments Fri, 07 Jan 2011 14:47:25 +0000 Jeff Kosola http://deliverawaydebt.com/?p=2294 Continue reading →]]> http://financialexcellence.net/friday-frugal-tips-%e2%80%93-don%e2%80%99t-get-nickel-and-dimed/feed/ 0 credit cards,eliminating debt,frugal friday,Frugal Friday Tips,frugal tips,nickel and dimed,receipts,record keeping,spending The Little Things Will Hurt You’ve heard that by avoiding the $5 a day Latte will help you build wealth. It makes perfect sense when you run the numbers; $5 per day times 365 days per year equals $1,825 per year. The Little Things Will Hurt You’ve heard that by avoiding the $5 a day Latte will help you build wealth. It makes perfect sense when you run the numbers; $5 per day times 365 days per year equals $1,825 per year. If you only purchased a taste Carmel Latte on work days and assumed you [...] Matt Wegner clean 44:59 The Little Things Will Hurt You’ve heard that by avoiding the $5 a day Latte will help you build wealth. It makes perfect sense when you run the numbers; $5 per day times 365 days per year equals $1,825 per year. If you only purchased a taste Carmel Latte on work days and assumed you [...] Continue reading → http://financialexcellence.net/friday-money-funnies-you-might-need-extended-warranties/ http://financialexcellence.net/friday-money-funnies-you-might-need-extended-warranties/#comments Fri, 22 Oct 2010 07:00:50 +0000 Matt Wegner http://mattwegnercoaching.com/?p=9571 Continue reading →]]> http://financialexcellence.net/friday-money-funnies-you-might-need-extended-warranties/feed/ 0 This video talks about extended warranties and credit cards. We do not recommend either one of these, but wanted to share a funny video. We can all use a good laugh. Find more hilarious money videos at financialexcellence.net. Please Note: … Continue reading →