http://financialexcellence.net Normal is Broke and in Debt. Choose to be WEIRD. Be DEBT FREE! Sun, 05 Feb 2012 03:54:57 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 http://feeds.feedburner.com/financialexcellence/XEgm Embracing Debt Free Living and Building Wealth the old fashioned way - by working hard and saving money! Tips and Tools for L.I.F.E. - Living In Financial Excellence Matt Wegner clean Matt Wegner matt@mattwegnercoaching.com matt@mattwegnercoaching.com (Matt Wegner) Copyright © 2011 Financial Excellence, all rights reserved Where L.I.F.E. and Money Come Together money, financial freedom, career, small business, investing, budget, debt, free, credit, budgeting, business, finance http://financialexcellence.net/wp-content/uploads/powerpress/Podcast_Cover_Art-217.jpg http://financialexcellence.net/category/personal-finance/ TV-G Financial Excellence Studios, Sheboygan, WI Weekly http://financialexcellence.net/how-to-recover-from-bad-credit/ http://financialexcellence.net/how-to-recover-from-bad-credit/#comments Fri, 27 Jan 2012 15:22:21 +0000 Matt Wegner http://financialexcellence.net/?p=44472 Continue reading →]]> http://financialexcellence.net/how-to-recover-from-bad-credit/feed/ 2 The following is a guest post from Money Supermarket.   Since the recession, countless people have found themselves facing foreclosure and bankruptcy. Although much of this is due to job loss and the high unemployment rate, out-of-control debt prior to … Continue reading → http://financialexcellence.net/can-you-live-debt-free-and-still-have-credit-cards/ http://financialexcellence.net/can-you-live-debt-free-and-still-have-credit-cards/#comments Fri, 27 Jan 2012 06:03:24 +0000 Matt Wegner http://financialexcellence.net/?p=44384 Continue reading →]]> http://financialexcellence.net/can-you-live-debt-free-and-still-have-credit-cards/feed/ 20 The debate on credit cards vs. all cash lifestyle Lately it seems like I end up in a lot of conversations about the use of credit cards and whether or not you should use them. In one corner, you have … Continue reading → http://financialexcellence.net/what-do-you-do-after-you-are-debt-free/ http://financialexcellence.net/what-do-you-do-after-you-are-debt-free/#comments Wed, 18 Jan 2012 14:49:27 +0000 Jon White http://financialexcellence.net/?p=44388 Continue reading →]]> http://financialexcellence.net/what-do-you-do-after-you-are-debt-free/feed/ 12 Congratulations! After months and months or even years of sacrificing your student loans are gone, you dumped your credit cards, and paid off the car note. You are debt free! The cycle of debt that you have lived before is … Continue reading → http://financialexcellence.net/why-i-wont-diy-again-behind-the-scenes/ http://financialexcellence.net/why-i-wont-diy-again-behind-the-scenes/#comments Tue, 17 Jan 2012 02:53:03 +0000 Matt Wegner http://financialexcellence.net/?p=44411 Continue reading →]]> http://financialexcellence.net/why-i-wont-diy-again-behind-the-scenes/feed/ 5 So last week in Episode 092 of the Living in Financial Excellence podcast, I shared the story of my DIY project gone bad. The lesson learned is that when you factor in opportunity cost, it’s often less expensive to pay … Continue reading → http://financialexcellence.net/start-talking-stop-enabling-begin-healing-pt-2/ http://financialexcellence.net/start-talking-stop-enabling-begin-healing-pt-2/#comments Thu, 29 Dec 2011 10:00:55 +0000 Miss Too Darn Happy http://financialexcellence.net/?p=44318 Continue reading →]]> http://financialexcellence.net/start-talking-stop-enabling-begin-healing-pt-2/feed/ 10 Welcome back to Part Two of the saga of a family who was in an enabling relationship. Yesterday we met mom B., who had an adult daughter who wanted to move back home. Mom B. set reasonable conditions, yet the … Continue reading → http://financialexcellence.net/start-talking-stop-enabling-begin-healing-pt-1/ http://financialexcellence.net/start-talking-stop-enabling-begin-healing-pt-1/#comments Wed, 28 Dec 2011 10:00:40 +0000 Miss Too Darn Happy http://financialexcellence.net/?p=44269 Continue reading →]]> http://financialexcellence.net/start-talking-stop-enabling-begin-healing-pt-1/feed/ 4 What happens when your child-who you thought had finally moved on to adulthood and in to their own place-has to move back home because of financial difficulties? Stay with me even if your children are not yet out of high … Continue reading → http://financialexcellence.net/the-wow-factor-getting-the-most-bang-for-your-buck/ http://financialexcellence.net/the-wow-factor-getting-the-most-bang-for-your-buck/#comments Wed, 30 Nov 2011 10:45:07 +0000 Miss Too Darn Happy http://financialexcellence.net/?p=44120 Continue reading →]]> http://financialexcellence.net/the-wow-factor-getting-the-most-bang-for-your-buck/feed/ 9 When you think about making a purchase, have you ever thought about rating it on a scale of 1 to 10, with 1 barely moving the needle and 10 being a big, exciting WOW? Back in the 1990’s I came across The Tightwad Gazette by Amy Dacyczn and the revolutionary idea-to me-of actually planning your spending, living a frugal life, and the proposal noted above of a Wow Factor scale. She recommended testing all spending with this simple rule. Basically, you just need to determine how much wow you are getting for the money you are spending. Continue reading → http://financialexcellence.net/6-ways-to-control-home-remodeling-costs/ http://financialexcellence.net/6-ways-to-control-home-remodeling-costs/#comments Sun, 27 Nov 2011 04:53:14 +0000 Matt Wegner http://financialexcellence.net/?p=44113 Continue reading →]]> http://financialexcellence.net/6-ways-to-control-home-remodeling-costs/feed/ 1 David Bakke writes about personal finance, budgeting, home improvement, and smart shopping on Money Crashers, a leading financial resource online. Now is a great time to consider investing in home improvement and remodeling ideas. Contractors are starving for work, and … Continue reading → http://financialexcellence.net/shopping-around-to-save-money/ http://financialexcellence.net/shopping-around-to-save-money/#comments Tue, 22 Nov 2011 10:51:48 +0000 Matt Wegner http://financialexcellence.net/?p=44094 Continue reading →]]> http://financialexcellence.net/shopping-around-to-save-money/feed/ 6 A little time can save a lot of money If you’re a non-shopper like me, the last thing you want to do is spend lots of time browsing stores or looking through ad circulars to find the best price. I … Continue reading → http://financialexcellence.net/finally-getting-smart-about-cell-phone-savings/ http://financialexcellence.net/finally-getting-smart-about-cell-phone-savings/#comments Fri, 21 Oct 2011 21:18:30 +0000 Matt Wegner http://financialexcellence.net/?p=44036 Continue reading →]]> http://financialexcellence.net/finally-getting-smart-about-cell-phone-savings/feed/ 5 Are Smart Phones Really a Necessity? For the last several years I’ve been pretty critical of people I meet that can’t pay their bills but they have the latest smart phone with all the bells and whistles. I’ve resisted the … Continue reading →